05.29.12 Tuesday Talk Assisting Debt Collector

by qinfovio 19. June 2012 16:50
As now I have a clear understanding why our inventory of foreclosure home is so low. You have heard a lot about the "robo-signing scandal".
Five of our majors Lenders have foreclosed on millions of home without proper verification, disclosures and this mass of home inventory
has contributed to the collapse of the the US Hosing market.
And as now, all lenders are required by HUD to make at least 3 attempts to make a physical contact with the homeowner and it is where I step in now.
As a side job, I just join a National Debt Collector where our main job is to visit homeowner. All these lenders go through debt collector to make contact
with homeowner, by calling, mailing by FedEx a package for their loan modification and have me as their field rep to meet with them.
I go visit these homeowners asking them if they received their package and some other case I try to get the homeowner over the phone with their lender
and if after 3 attempts, I have made no contact, then the lender will proceed with the foreclosure process.
The package that I have to come back to pick up is the same one that come with all our short sale and I need to verify that it is complete. I should ask maybe for tips?
I have to take 3 stamps pictures with date and time and this will prove that we try to make contact with homeowners.
We are going to have a lot of foreclosure but they will come out at a slower paste because of the process.
Thanks and I will see you next week!


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