Bad French Man Habit

by qinfovio 6. April 2017 12:22

As a French Man I was taught in my early age to stay away from eating fat meat, butter and all that greasy kind of food.

And the best way to feed you would be by eating starchy, feculent, grain (like wheat, rice, potato, cheese, all dairy product, bread, croissant…)

Every day as a French Man, I have to had my cheese, bread, some king of starch product in all my meal, so I will get full content stomach.

The result of this habit eating has turn myself as what we would consider "Obese", Adding 2 to 3 pound every couple years and over 40 lb for the past 15 years.

My first item on to my to do list in 2017 was to loose weight. I went to check all types of available programs and what was the main component to help your loose weight.

I had in my background 20 years of professional cooking, trained in one of the best French kitchen at this time. I was taught to properly balance our daily menu including portion size.

The only thing that I have never been taught was protein, carbohydrate, lipid and what is in the food itself.

I opted for NutriSystem

I decided to order two months and it goes for 4 weeks each. They have a first week kit to help your reduce your intake amount of food, and you can add as much veggie that you want and also drinking a large amount of water.

I also have been working out daily at a small gym at the condominium complex where I live. I started at 230 pound and eight weeks later at the end of my program, I was down to 200…198… pound. The big change that I made in my eating habit was to cut most dairy product from my diet, mostly cheese and also all wheat, gluten, bread, rice, pasta…and using whole wheat that contain necessary fiber to fill your up.

My plan was to take it down to 190 pound and I am now 5 pound away.

The best way if you plan to keep loosing weight is to reduce the amount of protein, for seafood to 4 ounces, and poultry/meat to 6 ounces and stay away from carbohydrate, wheat, gluten and don't forget your water, a lot of it.

NutriSystem have a nice set up for tracking your progress. You can log all your food, water, work out. I also tried and used a bunch of their recipes, a new way for myself to re-invent my cooking.

The bottom line, I thought that it would a tragic time by cutting all cheese, bread and my daily wine and I did not miss any at all.

I am now down 35 pound, double my work out without any pain on my knees with a lot of more energy.

I am a strong believer that crisis creates opportunity…and loosing weight was one that was on my mind for a very long time but by going over this crisis, it will improve considerably health.

Just at then end of my eight weeks, our small gym closed for couple weeks. We have a limited amount of weight machine and I was thinking to join a local gym. I went to check most local gyms in our area.

And here I get the opportunity to sign up with InShape, at a cost of $35.00 per month and I can use any InShape location for this price. I will be using both InShape in Salinas during the weekend and during my working days, the other 3 locations, Monterey, Pacific Grove and Carmel. 

Working out is essential to your good health as much than eating the right amount of food. Give it a try!

           Carry 40 pound less is more or like one of these sandbags


General | Health

Housing Optimism Is Back Up to 2006 Levels...

by qinfovio 13. January 2015 15:07

Good afternoon,

I want to bring and share with you even more good information concerning our real estate market. I attach an article from Steve Stuggerud questioning 

"Housing Optimism Is Back to 2006 Levels". I get another update from him this morning that he is putting his money into real estate.

I think that it was a year and half ago that Porter Stansberry shared with us saying oil price will be dropping in the mid $40.00. It did quietly the opposite

when he said it, went up all the way to $140.00 and I have to admit that now he was right.

We have all the good reasons to expect home price to goes up looking at the article on the right mentioning the reduction of the Mortgage Insurance Premium MPI. But I will prefer to change it and call it to Mortgage Rate Insurance that will be reduce from 1.35% a year to 0.5% soon and  I don't know if the ones already be in place will be benefit from this adjustment.

When I read premium, I think payment but in this case, it is a rate.


A good tip that I can share with you and mostly if you are planning to sell a house in Carmel. Since Carmel has no street number in his one square mile radius, the best way for us to locate your property is with cross street. And I think Carmel has 1 to 17.


As last week, I try to locate one property during the tour with address 0 Perry Newberry & Escolle Way. I could not find it, went back to the office and the cross St was 2Rd. 

That was another property in PG that was in the same case; be sure that your agent put a major cross St. If I cannot find it, I doubt your buyers will find you.

This one is the  best deal  due to location, condition, nice private backyard all paved.

601 Mar Vista Monterey $649,000


I like this street in Del Rey Oaks, one block over Portola street…no noise from hwy 68 traffic20 Quendale Ave Del Rey Oaks $449,000

They did a right move in this condominium complex, it is now all gated, camera but they will need not to release code gate to anyone to get in.

820 Casanona unit 54 Monterey $319,9000


I did not find that one, had no cross street.

816 Gate St Pacific Grove $1,199,000


This one is right with the price.

1119 Piemont Pacific Grove $595,000


This last one has fantastic views, one of our listing, cul de sac, no street traffic.

1249 Luzern Seaside $395,000 Views, Views, Views


Thank you and I will see you next week!

Christian Viollaz
Chez Christian Real Estate

01.13.15 NOD List.pdf (56.48 kb)

01.13.15 REO 3 Rd Party.pdf (46.92 kb)

01.12.15 DW Housing Update Stansberry R.pdf (90.32 kb)


Economics | General | Health | Real Estate | Real Estate Economics

Year in Review, Organize Your Cabinet

by qinfovio 13. January 2015 14:56

Good afternoon,

We are finally coming down to our last Tuesday Talk of this year. I think that we did some progress on organizing our knowledge for 

the up coming years.

The best way was to section each different areas that is affecting our real estate market by putting them in different draws starting 

with our today’s economy, what is looking very good and is good shape. 

Another draw for the U.S debt, with money printing and effect that it will have on our economy and so on, with the last few ones on 

the list would be when it is going to happen and how can we prepare ourselves.

And in case it does not happen, we will have nothing to loose and if it has to happen, we will be couple steps ahead of the crowd. 




As we are getting closer to the holidays, a new up coming year, it is getting tricky with the closing of all our sales mostly due for “Tax Reason” and some others for changing laws. 

We have been postponing for over three year the Tax Forgiveness related to short sale property. 

It is allowing homeowners not to pay any tax related with their property that has been sold as a lost on the lenders/investors side.

The key to get you to the finishing line is communication with all the players, including lenders, appraisers, agents, title company, termite works, funding and recording. 

I also mentioned last week that the last couple weeks of the year are the best time to bring an offer and of course, if you find the right property.

All four properties are in Monterey:

This one is a flipper, large living room/family room with smaller bedrooms.

206 Edinburg Ave Monterey $575,000


Next to Del Monte golf course, very clean.

1162 Josselyn Canyon Rd Monterey $589,900


Not an easy floor plan since you do not have two bedrooms near to each other, what it is a need with young child or children.

947 Johnson St Monterey $629,000


Very cute on a busy street, but it has the location.

970 W Franklin Monterey $629,000 


   Year in Review:


I think that we have all the key elements for an upcoming successful year in real estate for 2015 with low interest rate, low unemployment. 

You are not getting much money by letting your money in the bank. And I think that the best edge against future inflation is into real estate.

Our home inventory for the entire county is giving us only a couple months of supply. I will expect home price to rise slowly and if 

you are planning to sell, end of spring is the best time to do it.

My next biggest challenge would be to understand and adjust with the Death of Money. 

We have some structural damage into our monetary system mostly due by having one world currency, the dollar.  

I am not interested of figuring when it would be replaced but how it will affect us. We might have to expect devaluation to as $9,000 per 

ounce of gold as now, it is around $1,200. 

It means that a $200,000 home will look more like a $1,500,000 and a barrel of oil would be around $600.00 and now is down to around $65.00. 

The benefit of this devaluation should affect and reduce debts all around the world. 

As I mentioned at the beginning, we are very organize and I am putting this project into a different draw.


I want to end this last Tuesday Talk of the year with a cooking tip that I never shared before with anyone. 

I used to through away all the juices that are in the jar to preserve like green olive, garbanzo beans. I have been taught that it was bad juice.

I usually use juice from the green olive to deglaze while cooking lamb chops/racks. I usually sauté with oil, onions, portabella mushrooms, 

deglaze and put in the oven for around 7 minutes.

And I used garbanzo juice for pork where sometime I used honey instead of mushrooms.

And for any type of juice, mostly vegetable uses them to poach fish/seafood.  Don’t through away the juice, it is the best part. 

I had a second thought after remembering giving cherries brandy to my client when I had my restaurant, and the brandy was the best part.

Happy New Year and Holidays and we will get back on January 06, 2015.

Christian Viollaz

BRE 01318338

Christian Viollaz
Chez Christian Real Estate
704 Broadway Ave #C Seaside CA 93955
Tel: 831-393-0324
Fax: 831-275-2700 

12.16.14 NOD List.pdf (47.50 kb)

12.16.14 REO 3 rd Party.pdf (43.67 kb)


Economics | General | Health | Real Estate | Real Estate Economics

Fondue Time

by qinfovio 1. December 2014 11:23

Good afternoon,

We are finally getting some rain and enough cool weather to get our fondue set out of the shelves. We did not wait for Trader Joe to officially open the season.

 We have a very nice friendly set up at our office so that later on we can try other dishes as “Raclette” made also of cheese and the same equipment is also offering “Pierrade”, a flat stone laying down over the raclette equipment.

 The stone will be get hot and you can cook any vegetable, seafood or meat on it.

 I think that bringing good cooking food in your daily life is bringing you good quality life and it does not just have to be for special occasion.


 You have probably figure out by now that cooking is as important for myself than researching our markets. Researching and understanding markets have a lot to do with an open mind, required many times to be a contrarian.

 We already know a lot about our real estate market by having me sharing with you all these properties that I previewed weekly. We all know that the trend is up and up for at least couple more years. And that price fluctuates from one area and move to the next one. 


The only dark side that we had was the immigration since our last crisis and I was able to find out that most of our Hispanic community were and are using a working permit, that they don’t have the status of permanent resident, and they would have to use a foreign loan to buy a property in the United States….that required 20% down payment. 

 So, if we can give a brake to our Hispanic community and get them back in the real estate market in 2015 and up coming years, we would have an increase of home price, another 20 to 30%, not as much than pre-crisis but good enough to bail out a lot of home owners.

 The other market that I am really interested and where bringing sense make no sense is the stock market and all other markets around it.

 I am sharing with you today an article that I attach, about Russia and that is the world cheapest stock market and why you should not buy it.

 I am a big fan of Dr. Steve Sjuggerud with Stansberry Research Team.

They always try to understand and research markets, looking at history, indexes. And according to this article, and looking at main Russian-stock ETF (RSX) versus its shares outstanding. Buying cheap is not always the best way to go but here again, if local Russians are not buying their own market, base on this index,

You shouldn’t buy it.

 As I have been researching on the best knowledgeable mentors concerning all these markets, I finally found this team to follow and to learn from and mostly Steve.


   Our Thursday Broker Tour took us from Hwy 68, to San Benancio Road/Corral Del Tierra to Carmel Valley to south of Hwy One down to Big Sur.

    I skipped the 15 and plus in the Pasadera area. A lot of homes at the mid 2$M, 3$M, more or less. This market is very hot and could be one of the best to buy.

 I will have to go back and check at numbers but I will estimate that a 1$ millions homes and over have to represent 90% of our local housing market. 

As I was mentioning last week restriction done in 1961 requiring that no home at a cost less than $14,000 could be build. 

 But as now, they should maybe restrict that no new home at a construction cost of over $500,000 could be build.  All these homes have 6,7, 8 bathrooms no shortage of water. But we have a real shortage of housing supply for our entire community.

 At least the name will support the price in the future 77 Panetta Rd Carmel Valley $1,195,000. Very clean, nice lay out.

 As I have mentioned in the past, don’t hold open house when you have workers all around the property 660 Country Club Drive $799,000 They did a good job on fixing that one, but I was almost stuck on getting out of the driveway.

 447 Dela Vina Monterey $459,888 back to Monterey, very clean, nice 3 bedrooms, 2 bathrooms.

 I like this unknown area on Monterey, behind MPC and below Macys’ shopping Center, centralize location 580 El Dorado St Monterey $1,950,000

 Probably the best deal for the day 39 Via Cimarron Monterey $599,000

 306 Cypress Ave Pacific Grove $998,000 close to town.

 706 Hillcrest Ave Pacific Grove $1,249,000 was completely redone. We sold the one next to that one in a short sale few years ago in the $525,000. New owner might be very happy. 

 Happy Thanksgiving and I will see you next week!

 Christian Viollaz



Come Get Your Free Home Evaluation                          BRE #01318338   

11.25.14 NOD list.pdf (70.10 kb)

11.25.14 REO 3 Third Party.pdf (63.45 kb)

Do Not Buy Russian.pdf (191.88 kb)


Economics | General | Health | Real Estate | Real Estate Economics

A Hard Lesson Learned on Molokai Last Week from Steve Sjuggerud

by qinfovio 12. August 2014 16:04

Good afternoon,


This week is probably one of the busiest week on the Peninsula where you will need to plan on how to get yourselfaround. Anywhere going from Monterey, to Carmel, Pebble Beach and as much coming in and out of the Peninsula from Hwy 1, Hwy 156 you will be stuck in heavy traffic.


Maybe the best way to get you there would be by horse riding from Salinas River Beach/Moss Landing all the way

to Monterey, all beaches and without any traffic up to Seaside.



I am bringing you one of the best message that I am sending you from Steve and his hard lesson on Molokai couple weeks ago.


While he was checking in as a competitor for 32-mile Molokai-to-Oahu paddleboard race, he met one of his subscriber that was the director of the race. He is 64 years old and he could pass for a fit athlete in his 30s (if he dyed his hair). They spoke and met at his house after the race. They talked a lot about living...and living right. And the conversation goes like:


" I see a lot of friends with huge mortgages, spending more than they earn," he said while we sat at his kitchen table.


"I do the opposite. I live way below my means...But what more could I want?"


I looked up from his kitchen table, and looked all around...


He was right. He has everything he needs, right there. He lives a short walk from his favorite surfing spot in Hawaii.

He lives lean and healthy. His life is about experiences, not about stuff.


Money can buy you a lot of things in life...but it can't buy you fitness. You have to earn that yourself.


...You can check the entire article but I will tell you that I have experiencing the similar situation on my own

for the past three to four years and this article just completed my thoughts.




It seems that some of you had some issue opening links to some of these property. It seems that I had one property that

might created this conflict. I would say that it is safer to open them on my blog or on Face book. Opening from the Tuesday Talkmight give spy the opportunity to access your email account.


565 Harcourt Seaside $2,999,000 I had few comments on that one and you were right, you know our local market

and you know that we don't have such of a price in the city of Seaside. But I also don't believe the $299,000 asking price that it was listed at. It will sell closer to $340/345,000 base if it is a finance or cash sale.


Some cities have a lot of flippers, some are very well done and others just very cheesy.

Like putting a water heater in the bedroom. Please as a buyer or a renter don't invest or live in one of these homes.




111 Spray Ave Monterey $898,000 This one has a beautiful bay view and I will say that the Agent, just like my friend

Sam of last week, had the house painted, new carpet...and even if it has a terrible floor plan, it will help with the sell.


405 Granite St Pacific Grove $825,000 I think that there is a lot of house for the price and the location.

222 19Th St Pacific Grove $799,000 It is a good way for you to check apple to apple with the previous one!


1002 Hillside Pacific Grove $699,000 In the upper side of PG. I went in by the main door that is on one side of the street,

while the garage is going out on the other side. I almost miss the garage.


1036 Rosita Del Rey Oaks $595,000 a new competition for the other one that I brought couple weeks ago at

1000 Rosita Del Rey Oaks $569,000   This one has a complete separated entrance/living quarter on one level.


They are both on top condition and should be moving.


We are hitting back to Carmel and here again, I try to bring you similar price range.


24651 Cabrillo St Carmel $1,375,000 is located within one square mile of Carmel.

24971 N Carmel Hills Carmel $1,490,000 on the same side of Carmel High School. I was a little disappointed

with the front entrance of the garage with similar slates that we used for bathroom, just check the pictures.


0 Lincoln 4 Nothwest of Santa Lucia Carmel $3,725,000 When a house is located within the one square mile of the

City of Carmel, you will find no numbers on the property. Here again, similar price.


26294 Carmelo Carmel $3,550,000 I will cook for you if you buy that house from me. They did a very good job

with very high ceiling, lot of lights, good quality of materials, you can walk to the beaches, Mission Ranch, Carmel Mission.

And of course a beautiful kitchen, not a huge one but very inspirational.




I know that a lot of us cannot afford some of these homes, just like the two ones in Carmel.


But as I start watching for the second time and renting from Netflix:


"The Inside Job", featuring in-depth interviews with financial experts and insiders, this sobering Oscar-winning documentary presents in comprehensive detail the pervasive and deep rooted Wall Street corruption that led to the global economic meltdown of 2008.


You can just follow the money and it should bring you to most of these peoples that are part in this documentary.


Thanks and I will see you next week!



Stay Connected with our Local Market


With our blog at:


Christian Viollaz

BRE 01318338


08.12.14 NOD.pdf (7.04 kb)

08.12.14 REO 3 Party.pdf (8.65 kb)

A Hard Lesson Learned on Molokai Last Week from Steve Sjuggerud.pdf (72.07 kb)


Economics | General | Health | Real Estate | Real Estate Economics

4 Implants for 1 Car Deal Or No Deal

by qinfovio 5. August 2014 15:08

Good afternoon,


We had some internet issue last week and I have to send you our Tuesday Talk on Wednesday.


It seems that with all the wireless system in place, phone, PC, remote control, satellite dish etc,

we are getting difficulties on connecting. It would be interesting to screen the sky with infrared lenses

or something like that to check all that electric power going around us.


I will be experimenting a new cellular phone, cost of $110.00 for the phone and one single payment of $79.00

for the phone for the entire year, using all similar data that I have with Verizon. I am already using Phone Power

for my business, 2 lines for 2 years for a single price of $211.00. I will get back with you with this cellular phone.


What is surprising me is with all the improvement in technologies, that is bringing a lower cost to the consumer,

is the price in our health care that keep growing and mostly into dental care. When I see that a cost for a tooth  

implant come to around $5,000 more or less, and if I have 4 of them, I can almost get myself a new car.


Looking back when they were outing the The Model T was the first automobile mass-produced on moving  

assembly lines with completely interchangeable parts, marketed to the middle class by Henry Ford. 


Are we going backward?




As I am sharing with you this week REO list, I can see that most of them had a loan modification in the past.


Some of them were going through a short sale. And here again, I highly encourage anyone that has to go through

a short sale to use a local agent that had experience in doing short sale.


I also highly recommend a local loan officer when doing your loan on purchasing your home. Stay and use local in any real estate transaction, as agent, title company, loan officer, try to meet them in person.


I am a big fan of EBay and what ever is online, but once it comes to real estate, I stay local.




I am just sharing few of the previewing that we are doing each week and I am bringing you the one

that step ahead of the crowd.



241 Via Gayuba Monterey $925,000I like the Skyline forest location, large house with a nice backyard.


12 Victoria Vale Monterey $1,450,000 In the same area, very well built property. The downside is the lack of privacy

in the backyard, some town house overlooking your patio.


1218 Sylvan Road Monterey $825,000 Close to Del Monte Golf course. I like all these properties located

between Sylvan Road, Castro Road up to the gold course. Lot of sun, flat lot. In the other side of the road, is all

the opposite.


431 Dela Vina $445,000 is a town house in a gated community with around 10 units.

HOA $130.00 2 cars garage, walk to town, convenient location, very centralize.


1260 Seaview Pacific Grove $619,500 It has very large lot. They changed brokerage and now the price makes

 more sense. I also like the location, on top of PG, easy access to Hwy 68 or down to Prescott going to Monterey.


0 NW Junipero Carmel $1,199,000 is close to town. I like all the listings that Sam has. He always brings the necessary

improvements into a property to justify the asking price. In the case of this one, they are getting a new deck!

And I think by doing that, they will sell the home.


26355 Ocean View Carmel $4,495,000 This one is very fun to walk around, they brought a lot of antiques to 

accommodate property. It has a nice view of Carmel River Beach, all the way to Point Lobos to Santa Lucia Mountain.


2486 17Th Carmel $2,295,000 They did a good job on bringing a lot of natural lights in.


3 SW Alta on Mission Carmel $995,000 I am a big fan of vacation rental and they mentioned that they are bring

$40,000 in a year. There is room to grow. You need to check with any city's restriction.



565 Harcourt Seaside $2,999,000 Just across Seaside City Hall, walk to park, beach, town.




Do you know that a City Inspection is required when your sell your home; in the City of Seaside it

will cost $129.00 and it might takes up to 10 days to get it back, while the City of Marina will charge only

$50.00 and the turn around is only 24 hours (make me smile).




Few words with our real estate market. The trend is up and we are expecting that it will go up for a good 

two years ahead. 


As I am learning how market works, in the stock market, they are looking at volume and in real estate

we have to look at inventory to measure a trend.


Couple weeks ago, we had 51 homes for sale in Seaside and it was getting high. As today, we are down to

34. So there a lot of room for this trend to goes up before it reverse.


The day that we will see passing the 100 homes for sale in this City, then the trend might be changing.

I saw 196 at one time.



Thank you and I will see you next week!



Christian Viollaz

License 1318338

9 Buyer Traps and How to Avoid Them 

08.05.14 NOD List.pdf (6.24 kb)

08.05.14 REO Only.pdf (7.91 kb)





Economics | General | Health | Real Estate | Real Estate Economics

Learn How to Think Again

by qinfovio 8. July 2014 16:53


Good afternoon,
I have been calling couple friends that have watched the World Cup with Germany beating Brazil 7 to 1.
In soccer, it is a big score, something that we have rarely see in any previous World Cup, but always a first time for everything.
Today, I would like to share few words with Susie, a Realtor that recently joined us this year. She lost her son Andre that was stabbed to death last Wednesday.
On their way to home, I was getting use to see Andre and his brother Christopher, Susie's son, stopping by the office couple times a week, kissing and hugging. It was a very refreshing picture.

I know that Andre might have done something wrong to someone, but does he need to pay that high price? Does someone has the right to take his life?



I was sharing with you in one of our Tuesday Talk, The Lost Interview by Steve Jobs and with one of his stronger message that he was sending to us, saying that we need to "Learn How to Think Again ".

We have been conditioned due to the technology and the entire surrounding to act without thinking.
Emotion is probably one of the most vulnerable liabilities that human being have. I am calling liabilities meaning that it could be one of the most destructive power that you might have that will destroy yourself if you let it out of control. You need to learn how to control and think on how to release you emotion.
The biggest selling professionals are constantly using our emotion, it 's as good for the medias, news, stock markets, insurance, low price, high price, goods etc..., it trigger our emotion and it will help us making the decision on buying or not to buy.
Your brain work as 1, 2, 3 and 4.
1 Means it see, 2 is acting, 3 is thinking and 4 is taking action. But if you removed one item as number 3, you will be acting without thinking.  
It is how I get to find myself again few years ago. As much in a personal life than professional and financial life, it all turned into a perfect storm. I was more acting than thinking because I could not really think clearly.
Emotion could also be also one of your bet asset if it is properly used.
Human being is not a machine as much as the military wish! The military train his personal to act without thinking, on impulsion, you act as you see without thinking if it is the right way to do something.
One of the best book that help me was "Power Of Focus" from Jack Canfield that really put myself back together.
And as now I am constantly  working on controlling myself, thinking overnight about an email, a conversation, a decision to be made...I take the time to think. It is working on me; I am not stress but I try to stay with PMA positive mental attitude by taking the time to think again and not to act on emotion...very hard to control.
All my blessings are going to Andre, his mom, family and friends and also to the one that did this horrific act; Was him really thinking at what he was doing...
Thank you and I will see you next week!
Stay Connected with our Local Market
Christian Viollaz
BRE 01318338

07.08.14 NOD.pdf (7.30 kb)

07.08.14 REO 3 Party.pdf (8.15 kb)



General | Health

Fat Sick Nearly Dead

by qinfovio 29. April 2014 14:36


Good afternoon,
Beautiful day in the Peninsula, perfect day for...I will tell you at the end of this Tuesday Talk.
We have only two properties in two weeks with REO Third Party List and I attach another one from last year during only one week period.
Last fall, I already shared with you this site for owners to do their own management, it is a terrific money making www.airbnb.comt
I want to introduce again to  Patty's Magic Touch She is doing a terrific job with her property that I know very well. Check the entire site and how much respond that she has.
And I can say that she really has this magic touch with the in and out of this property. On the backyard, back right side, has always been a windy area. She recycled her window to this area and she will have all this ugly bricks wall covered with flowers at anytime now.
For this reason, I am bringing you Click Here to view photos and details about the property  (1202 David Monterey $685,000)
This property will fit perfectly as vacation rental, it is an older home that is using a mix of both century, done with a very good taste.
I will encourage investors and some of you to look at this new way of making money with your properties. The Monterey Peninsula is a key tourism destination.
I want to go over again with my three economics' drawers:
First one is the today up to 3 years, the Second one from 3 to 5 years, and Third and last 5 years up to 10 years.
I will put this type of project in the Third drawer, meaning at one time, it is going to be very cheap for the rest of the world to vacation over here due to the devaluation of the dollar.
I want to bring you this week to a very unknown area to most of buyers, "The Del Mesa Community" for seniors citizen. It is a very nice complex, more on the upscale side than any others around our area. It is gated, you will be driving in the middle on a forest of pines.
The reason that I also pick this property is the top location that it has. It is easy to find, has the entire packing lot, easy walking distance to the entire community. It is price very well since it will need a complete face lift.
As I am always on the look for inspiration, I run into this terrific one Fat Sick and Nearly Dead | a Joe Cross Film
This film is not only about fat or loosing weight but also on living a more healthy live without medication.
It is about a very successful Australian guy Joe, that fail into the trap of successful people's, by eating, drinking, partying and almost died.
It took a 60 days challenge to change and get his life back and by the same time, he was able to have some followers. Phil was the perfect one. A 42 years old truck driver from Iowa at 429 Lb down to the mid 250 Lb. When Joe came back to meet with Phil, he brought him back a tee shirt from Australia a XXL size and at my first thought, it was very mean. All the way at the end of the movie, pass the end, Phil is running and wearing it.
I Google search the movie and it turned to be a new entire business. This type of business that required discipline, hard work with the Boss being your own body. Each of you should watch it.
I will put this subject in our third drawer, meaning health care is going to be restructured in the way that it will be more generic.
Give yourself time to be in top healthy condition and stay away from the killing medication.
Thank you and I will see you next week!
Christian Viollaz
License 01318338
Don’t Pay Another Cent in Rent To Your Landlord ...

P.S I almost forgot, I will be hitting this way to cool off our today's heat:


Complimentary Taste of Belgium

Join us next Tuesday, April 29th from 4-7pm
for a taste of Belgium featuring Stella, Cidre,Leffe & Hoegaarden.
  The Whole Enchilada Marketplace



04.29.14 NOD List.pdf (6.58 kb)

04.29.14 REO Third Party.pdf (7.11 kb)

04.30.13 REO 3 Party.pdf (10.71 kb)


Economics | General | Health | Real Estate

Pig Feet Diet

by qinfovio 15. April 2014 16:05
Good afternoon,
Investing and planning into your own health is probably one of your best way to live longer and better.  I routinely invest one day a week to be out in the nature that I am calling "D Day" meaning vitamin D; a 30 to 45 minutes five days a week for the cardio work out, and I include pig feet in my monthly diet. There are good for your knee caps, full of gelatin. (I get it from an ex marathon runner)
Part of investment into my own health and I will encourage you to get Hair Analysis it is not a high cost to get it done but it will give some nice guidance on any deficiency or excess that you might have. I have found on myself a high level of Uranium that I am getting a treatment to get it removed and I will wait tocheck the new test. I checked with our local water agency for any testing and their respond was that they test water for bacteria only.
I have been watching my water bill closely at my new office, trying to figure out how to get it down. We are flushing toilets four to five times a day, using sink to wash hands and couple dirty dishes...4 to 5 days a week, not a large amount of water.
I am still getting an average $35.00 in water bill. By looking closely to my water bill, water usage is $5.28 and the rest are just junk fees.
We have received numerous letters (as property management) asking to notify all our tenants to report any water leak and to watch their water consumption. I attach article that was running in one of Casey Research News letter. It tells you that there is a lot of room for price increase.
This Tuesday Talk has help me a lot since I was questioning myself what should I tell you and share with you and what I shouldn't.
The purpose of this Weekly Talk is not to sell you anything but to bring you the information. But by the mean time, it was conflicting with my own business, selling real estate.
I finally resolved these questioning's issues couple weeks ago and I think that it is going to help you and us a lot.
The way that I organize the all things, is by having three drawers, well separated to each others:
+The first drawer is our today's economy up to the 2 coming 3 years. I will expect a very good 2 to 3 years    ahead with even lower interest rate. 
+Second drawer, from 3 to 5 years a head.
+Third and last drawer 5 to 10 years.

It seems that in today's world, everything has been subdivided into more subdivided stuff for the only purpose so no one can figure out how it works any more. It is done for the purpose to create more jobs; as now you have to visit with six doctors, each of them with their own specialty instead of the family doctor that we used to have. It is the same with dental, constructions, financial industry, economics and the list goes on. 

So today, I am bringing you "The New Cold War Has Begun" to be put into the second drawer. It is also coming from Casey Research, a free subscription that you might want to consider. As I mentioned last week, we cannot live today the tomorrow.
We have been conditioned to look at each different statistic from our economists for the only purpose to please our politicians so they can be elected; But looking through inside our own thought, we know that numbers don't lie, but you have also to live the present.
So, You will not be confused anymore by just getting organized as I stated above. You can live the today and prepare yourself for the tomorrow.
And as they said many times, if they are wrong with their prediction, we will be in good shape.
Thanks and I will see you next week!

Christian Viollaz

License 01318338

Distress Sales/Bank Foreclosures Hotlist


04.14.14 NOD.pdf (6.90 kb)

04.14.14 REO Third Party.pdf (10.96 kb)

04.09.14 Water Supply in California Invest in Whats Really Important.htm (48.85 kb)

04.14.14 The New Cold War Has Begun.htm (7.08 kb)


Health | Economics

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